{"id":865,"date":"2026-10-07T23:13:38","date_gmt":"2026-10-07T14:13:38","guid":{"rendered":"https:\/\/rakuseikatsu.com\/?p=865"},"modified":"2026-10-07T23:13:38","modified_gmt":"2026-10-07T14:13:38","slug":"ideco-limit-increase-december-2026","status":"publish","type":"post","link":"https:\/\/rakuseikatsu.com\/?p=865","title":{"rendered":"iDeCo\u4e0a\u9650\u306f12\u6708\u304b\u3089\u67086.2\u4e07\u5186\uff5c\u4f1a\u793e\u54e1\u306f\u3044\u304f\u3089\u5897\u3084\u3059\u3068\u5f97\uff1f"},"content":{"rendered":"<p 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12\u6708\u304b\u3089\u306e\u30aa\u30f3\u30e9\u30a4\u30f3\u624b\u7d9a\u304d<\/h3>\n<p>\u66f8\u9762\u306b\u9593\u306b\u5408\u308f\u306a\u304f\u3066\u3082\u300112\u6708\u304b\u3089\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\uff08e-iDeCo\uff09\u3067\u3082\u5909\u66f4\u3067\u304d\u307e\u3059\u3002\u677e\u4e95\u8a3c\u5238\u3067\u306f12\u67081\u65e5\u301c24\u65e5\u306e\u624b\u7d9a\u304d\u3067\u300112\u6708\u5206\u304b\u3089\u53cd\u6620\u3055\u308c\u308b\u4e88\u5b9a\u3067\u3059\u3002<\/p>\n<h3>\u624b\u7d9a\u304d\u3067\u6c17\u3092\u3064\u3051\u305f\u3044\u3053\u3068<\/h3>\n<ul>\n<li><strong>\u66f8\u9762\u3068\u30aa\u30f3\u30e9\u30a4\u30f3\u306e\u4e8c\u91cd\u7533\u3057\u8fbc\u307f\u306f\u3057\u306a\u3044<\/strong>\uff1a\u6b63\u3057\u304f\u51e6\u7406\u3055\u308c\u306a\u3044\u304a\u305d\u308c\u304c\u3042\u308b\u3068\u6848\u5185\u3055\u308c\u3066\u3044\u307e\u3059<\/li>\n<li><strong>\u639b\u91d1\u306e\u5909\u66f4\u306f\u539f\u5247\u5e741\u56de<\/strong>\uff1a\u305f\u3060\u3057\u4eca\u56de\u306f\u3001\u6539\u6b63\u524d\u306e\u4e0a\u9650\u3092\u8d85\u3048\u308b\u984d\u3078\u521d\u3081\u3066\u5897\u3084\u3059\u5834\u5408\u30011\u56de\u306b\u6570\u3048\u306a\u3044\u7279\u4f8b\u304c\u3042\u308a\u307e\u3059\uff08\u677e\u4e95\u8a3c\u5238\u306e\u6848\u5185\u3088\u308a\uff09<\/li>\n<\/ul>\n<h2>\u5897\u3084\u3057\u3066\u30822026\u5e74\u306e\u5e74\u672b\u8abf\u6574\u3067\u306f\u623b\u3089\u306a\u3044<\/h2>\n<p>12\u6708\u306b\u639b\u91d1\u3092\u5897\u3084\u3057\u3066\u3082\u3001<strong>\u5897\u3084\u3057\u305f\u5206\u306e\u7bc0\u7a0e\u306f2026\u5e74\u306e\u5e74\u672b\u8abf\u6574\u306b\u306f\u53cd\u6620\u3055\u308c\u307e\u305b\u3093<\/strong>\u3002<\/p>\n<p>iDeCo\u306e\u6240\u5f97\u63a7\u9664\u306f\u300c\u305d\u306e\u5e74\u306b\u652f\u6255\u3063\u305f\u639b\u91d1\u300d\u304c\u5bfe\u8c61\u3060\u304b\u3089\u3067\u3059\u300212\u6708\u5206\u306e\u639b\u91d1\u306f\u7fcc\u6708\u30012027\u5e741\u670826\u65e5\u306b\u5f15\u304d\u843d\u3068\u3055\u308c\u307e\u3059\u3002\u3064\u307e\u308a2027\u5e74\u306b\u6255\u3063\u305f\u304a\u91d1\u3068\u3057\u3066\u30012027\u5e74\u5206\u306e\u63a7\u9664\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th>\u639b\u91d1<\/th>\n<th>\u5f15\u304d\u843d\u3068\u3057<\/th>\n<th>\u3069\u306e\u5e74\u306e\u63a7\u9664\uff1f<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2026\u5e7411\u6708\u5206\uff08\u4eca\u306e\u984d\uff09<\/td>\n<td>2026\u5e7412\u6708<\/td>\n<td>2026\u5e74\u5206\uff08\u4eca\u5e74\u306e\u5e74\u672b\u8abf\u6574\uff09<\/td>\n<\/tr>\n<tr>\n<td>2026\u5e7412\u6708\u5206\uff08\u5897\u984d\u5f8c\uff09<\/td>\n<td>2027\u5e741\u670826\u65e5<\/td>\n<td>2027\u5e74\u5206\uff08\u6765\u5e74\u306e\u5e74\u672b\u8abf\u6574\uff09<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u6240\u5f97\u7a0e\u306f2027\u5e74\u306e\u5e74\u672b\u8abf\u6574\u3067\u3001\u4f4f\u6c11\u7a0e\u306f\u305d\u306e\u7fcc\u5e74\u5ea6\uff082028\u5e746\u6708\u3054\u308d\u304b\u3089\uff09\u306e\u5929\u5f15\u304d\u304c\u6e1b\u308b\u5f62\u3067\u623b\u3063\u3066\u304d\u307e\u3059\u3002\u5897\u3084\u3057\u305f\u76f4\u5f8c\u304b\u3089\u6bce\u6708\u306e\u624b\u53d6\u308a\u306f\u6e1b\u308b\u306e\u306b\u3001\u623b\u3063\u3066\u304f\u308b\u306e\u306f1\u5e74\u307b\u3069\u5148\u3067\u3059\u3002\u5bb6\u8a08\u306e\u4f59\u88d5\u3092\u898b\u308b\u3068\u304d\u306f\u3001\u3053\u306e\u300c\u6642\u9593\u5dee\u300d\u3092\u982d\u306b\u5165\u308c\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u4eca\u5e74\u306e\u5e74\u672b\u8abf\u6574\u3067\u4f55\u304c\u5909\u308f\u308b\u304b\u306f\u3001<a href=\"https:\/\/rakuseikatsu.com\/?p=862\">\u5e74\u672b\u8abf\u65742026\u306e\u5909\u66f4\u70b9\uff5c178\u4e07\u5186\u306e\u58c1\u3067\u5e74\u53ce\u5225\u306b\u3044\u304f\u3089\u623b\u308b\uff1f<\/a>\u306b\u307e\u3068\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\n<h2>\u5e74\u53ce\u5225\uff5c\u67083\u4e07\u30fb4\u4e07\u30fb6.2\u4e07\u5186\u306b\u3059\u308b\u3068\u7a0e\u91d1\u306f\u3044\u304f\u3089\u6e1b\u308b\uff1f<\/h2>\n<p>\u67082.3\u4e07\u5186\u304b\u3089\u5897\u3084\u3057\u305f\u5834\u5408\u3001\u7a0e\u91d1\u304c\u3044\u304f\u3089\u6e1b\u308b\u304b\u3092\u5e74\u53ce\u5225\u306b\u8a66\u7b97\u3057\u307e\u3057\u305f\u3002\u67084\u4e07\u5186\u306b\u3059\u308b\u3068\u3001\u5e74\u53ce300\u301c500\u4e07\u5186\u3067\u5e74\u304a\u3088\u305d3\u4e07\u5186\u6e1b\u308b\u8a08\u7b97\u3067\u3059\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th>\u5e74\u53ce<\/th>\n<th>\u67083\u4e07\u5186<\/th>\n<th>\u67084\u4e07\u5186<\/th>\n<th>\u67086.2\u4e07\u5186<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>300\u4e07\u5186<\/td>\n<td>\u7d041.3\u4e07\u5186<\/td>\n<td>\u7d043.1\u4e07\u5186<\/td>\n<td>\u7d046.0\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>400\u4e07\u5186<\/td>\n<td>\u7d041.3\u4e07\u5186<\/td>\n<td>\u7d043.1\u4e07\u5186<\/td>\n<td>\u7d047.1\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>500\u4e07\u5186<\/td>\n<td>\u7d041.3\u4e07\u5186<\/td>\n<td>\u7d043.1\u4e07\u5186<\/td>\n<td>\u7d047.1\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>600\u4e07\u5186<\/td>\n<td>\u7d041.7\u4e07\u5186<\/td>\n<td>\u7d044.1\u4e07\u5186<\/td>\n<td>\u7d048.1\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u6bce\u6708\u306e\u624b\u53d6\u308a\u6e1b<\/td>\n<td>7,000\u5186<\/td>\n<td>17,000\u5186<\/td>\n<td>39,000\u5186<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p 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href=\"https:\/\/rakuseikatsu.com\/?p=797\">\u65b0NISA\u3068iDeCo\u3069\u3063\u3061\u304c\u5148\uff1f20\u4ee3\u306f2026\u5e7412\u6708\u6539\u6b63\u5f8c\u3053\u3046\u6c7a\u3081\u308b<\/a>\u3067\u8a73\u3057\u304f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n<h2>\u307e\u3068\u3081<\/h2>\n<ul>\n<li>2026\u5e7412\u6708\u5206\u304b\u3089\u3001\u4f1a\u793e\u54e1\u306eiDeCo\u4e0a\u9650\u306f\u67086.2\u4e07\u5186\uff08\u4f01\u696d\u5e74\u91d1\u3042\u308a\u306f\u4f1a\u793e\u306e\u639b\u91d1\u3092\u5f15\u3044\u305f\u984d\uff09<\/li>\n<li>\u639b\u91d1\u306f\u81ea\u52d5\u3067\u306f\u5897\u3048\u306a\u3044\u3002\u66f8\u9762\u306f10\u6708\u672b\u7de0\u5207\u306e\u91d1\u878d\u6a5f\u95a2\u3082\u3042\u308a\u300112\u6708\u304b\u3089\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u3082\u624b\u7d9a\u304d\u3067\u304d\u308b<\/li>\n<li>\u5897\u3084\u3057\u305f\u5206\u306e\u7bc0\u7a0e\u306f2027\u5e74\u5206\u304b\u3089\u30022026\u5e74\u306e\u5e74\u672b\u8abf\u6574\u306b\u306f\u52b9\u304b\u306a\u3044<\/li>\n<li>\u5e74\u53ce300\u301c500\u4e07\u5186\u306a\u3089\u3001\u5897\u984d\u5206\u306e\u7d0415%\u304c\u7a0e\u91d1\u3067\u623b\u308b\u3002\u4e0a\u9650\u307e\u3067\u5165\u308c\u308b\u304b\u306f\u8caf\u91d1\u3068\u65b0NISA\u3068\u306e\u30d0\u30e9\u30f3\u30b9\u3067\u6c7a\u3081\u308b<\/li>\n<\/ul>\n<p>\u5897\u3084\u3059\u304b\u3069\u3046\u304b\u6c7a\u3081\u305f\u3089\u3001\u307e\u305a\u306f\u81ea\u5206\u306e\u91d1\u878d\u6a5f\u95a2\u306e\u7de0\u5207\u3092\u78ba\u8a8d\u3059\u308b\u3068\u3053\u308d\u304b\u3089\u59cb\u3081\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h3>\u51fa\u5178\u30fb\u53c2\u8003<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.mhlw.go.jp\/stf\/seisakunitsuite\/bunya\/nenkin\/nenkin\/kyoshutsu\/2025kaisei.html\" target=\"_blank\" rel=\"noopener\">\u539a\u751f\u52b4\u50cd\u7701\u300c2025\u5e74\u306e\u5236\u5ea6\u6539\u6b63\u300d<\/a>\uff082026\u5e7410\u67087\u65e5\u6642\u70b9\uff09<\/li>\n<li><a href=\"https:\/\/www.mhlw.go.jp\/content\/12500000\/001620594.pdf\" target=\"_blank\" rel=\"noopener\">\u539a\u751f\u52b4\u50cd\u7701\u300ciDeCo\u304c\u30d1\u30ef\u30fc\u30a2\u30c3\u30d7\u3057\u307e\u3059\uff01\u300d<\/a>\uff082026\u5e7410\u67087\u65e5\u6642\u70b9\uff09<\/li>\n<li><a href=\"https:\/\/www.mhlw.go.jp\/content\/12500000\/001739467.pdf\" target=\"_blank\" rel=\"noopener\">\u539a\u751f\u52b4\u50cd\u7701\u300ciDeCo\u3092\u4f75\u7528\u3055\u308c\u308b\u65b9\u306f\u2026\uff082026\u5e7412\u6708\u304b\u3089\u306e\u62e0\u51fa\u9650\u5ea6\u984d\uff09\u300d<\/a>\uff082026\u5e7410\u67087\u65e5\u6642\u70b9\uff09<\/li>\n<li><a href=\"https:\/\/www.mhlw.go.jp\/content\/12500000\/001597573.pdf\" 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